/* Barry Lam – Americhoice agent site (Phase 5 static preview)
   Navy / blue theme · mobile-first · no external dependencies */

:root {
  --navy: #0b1f3a;
  --navy-mid: #14325c;
  --blue: #1a5f9e;
  --blue-bright: #2470b8;
  --blue-soft: #e8f1f8;
  --accent: #c9a227;
  --text: #1a1a1a;
  --muted: #5a6570;
  --border: #d5dde6;
  --white: #ffffff;
  --warn-bg: #fff8e6;
  --warn-border: #e6c35c;
  --ok-bg: #eef7f0;
  --radius: 8px;
  --shadow: 0 2px 12px rgba(11, 31, 58, 0.08);
  --max: 880px;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
}

img { max-width: 100%; height: auto; }

a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--navy); }

.wrap {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

/* —— Header —— */
.site-header {
  background: var(--navy);
  color: var(--white);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,0.15);
}

.header-inner {
  width: min(100% - 2rem, 1100px);
  margin-inline: auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem 1.25rem;
  padding: 0.85rem 0;
}

.brand {
  color: var(--white);
  text-decoration: none;
  font-weight: 700;
  font-size: 1.1rem;
  letter-spacing: 0.01em;
}
.brand span { color: #9ec5e8; font-weight: 500; font-size: 0.92em; }

.header-phone {
  color: var(--white);
  text-decoration: none;
  font-weight: 600;
  white-space: nowrap;
}
.header-phone:hover { color: var(--accent); }

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.9rem;
  align-items: center;
}

.nav a {
  color: #d4e4f5;
  text-decoration: none;
  font-size: 0.95rem;
}
.nav a:hover,
.nav a[aria-current="page"] { color: var(--white); text-decoration: underline; }

.btn {
  display: inline-block;
  background: var(--blue-bright);
  color: var(--white) !important;
  text-decoration: none !important;
  font-weight: 650;
  padding: 0.65rem 1.2rem;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  box-shadow: var(--shadow);
  transition: background 0.15s ease;
}
.btn:hover { background: var(--navy-mid); color: var(--white) !important; }
.btn-lg { padding: 0.85rem 1.5rem; font-size: 1.05rem; }
.btn-outline {
  background: transparent;
  border: 2px solid var(--blue);
  color: var(--blue) !important;
}
.btn-outline:hover { background: var(--blue-soft); }
.btn-header {
  background: var(--accent);
  color: var(--navy) !important;
  padding: 0.5rem 0.95rem;
  font-size: 0.92rem;
}
.btn-header:hover { background: #ddb52e; color: var(--navy) !important; }

/* —— Hero —— */
.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 55%, var(--blue) 100%);
  color: var(--white);
  padding: 2.75rem 0 3rem;
}
.hero h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.6rem, 4vw, 2.15rem);
  line-height: 1.25;
  font-weight: 750;
}
.hero p { margin: 0 0 1rem; color: #e4eef8; max-width: 40rem; }
.hero .cta-row { display: flex; flex-wrap: wrap; gap: 0.75rem 1rem; align-items: center; margin-top: 1.5rem; }
.hero a.phone-link { color: #fff; font-weight: 600; }

/* —— Main content —— */
main { padding: 2rem 0 3rem; }

h2 {
  color: var(--navy);
  font-size: 1.4rem;
  margin: 2.25rem 0 0.75rem;
  line-height: 1.3;
}
h3 {
  color: var(--navy-mid);
  font-size: 1.15rem;
  margin: 1.5rem 0 0.5rem;
}

.lead { font-size: 1.1rem; color: var(--muted); }

ul, ol { padding-left: 1.25rem; }
li { margin-bottom: 0.4rem; }

.cta-block {
  background: var(--blue-soft);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem 1.4rem;
  margin: 1.75rem 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1rem;
  align-items: center;
}

.trust-box {
  background: var(--ok-bg);
  border-left: 4px solid var(--blue);
  padding: 0.9rem 1.1rem;
  margin: 1.25rem 0;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: 0.98rem;
}

.notice {
  background: var(--warn-bg);
  border: 1px solid var(--warn-border);
  border-radius: var(--radius);
  padding: 0.9rem 1.1rem;
  margin: 1rem 0 1.5rem;
  font-size: 0.95rem;
}
.notice strong { color: var(--navy); }

table {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0 1.5rem;
  font-size: 0.98rem;
}
th, td {
  border: 1px solid var(--border);
  padding: 0.65rem 0.75rem;
  text-align: left;
  vertical-align: top;
}
th { background: var(--blue-soft); color: var(--navy); font-weight: 650; }
tr:nth-child(even) td { background: #fafbfd; }

.faq details {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.75rem 1rem;
  margin-bottom: 0.6rem;
  background: #fafbfd;
}
.faq summary {
  cursor: pointer;
  font-weight: 650;
  color: var(--navy);
}
.faq details[open] summary { margin-bottom: 0.5rem; }

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem;
  margin: 1.25rem 0;
}
.card {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.1rem 1.2rem;
  background: var(--white);
  box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; }
.card a { font-weight: 600; }

.steps { counter-reset: step; list-style: none; padding-left: 0; }
.steps li {
  counter-increment: step;
  position: relative;
  padding-left: 2.6rem;
  margin-bottom: 0.9rem;
}
.steps li::before {
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 1.85rem;
  height: 1.85rem;
  background: var(--navy);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  font-weight: 700;
}

.muted { color: var(--muted); font-size: 0.95rem; }
.tag-verify {
  display: inline-block;
  background: var(--warn-bg);
  border: 1px solid var(--warn-border);
  color: #6b5300;
  font-size: 0.78rem;
  font-weight: 700;
  padding: 0.1rem 0.4rem;
  border-radius: 4px;
  letter-spacing: 0.02em;
}

/* —— Footer —— */
.site-footer {
  background: var(--navy);
  color: #c5d4e4;
  padding: 2rem 0 2.5rem;
  font-size: 0.92rem;
  margin-top: 2rem;
}
.site-footer a { color: #9ec5e8; }
.site-footer .nap { color: var(--white); font-weight: 600; margin-bottom: 0.75rem; }
.site-footer .disclosure { margin-top: 1rem; line-height: 1.55; opacity: 0.9; }
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  margin: 1rem 0;
}

/* —— Utilities —— */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  border: 0;
}

@media (max-width: 640px) {
  .header-inner { padding: 0.75rem 0; }
  .nav { width: 100%; order: 3; }
  .btn-header { order: 2; }
  table { font-size: 0.88rem; }
  th, td { padding: 0.5rem; }
}